fllegalgroup

business covid19

Have you suffered Business loss or Interruption Due to Covid-19?

Dear Client: We are living through an extraordinary time in history that has changed the world forever, and no doubt these past few months your practice has been impacted by the virtual shutdown of society due to social mitigation efforts implemented to slow the spread of COVID-19 (or “Coronavirus”).  As a result of stay at […]

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collection policy procedure

Collection Policy and Procedure

A community association’s Board of Directors is responsible for maintaining, repairing and replacing common areas, common elements and to otherwise tend to the business of the association. To that end, assessments must be collected. Collecting assessments has become increasingly difficult. When members fail to pay assessments timely, an association must have and consistently adhere to

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debt collection calls

A Stop to Collecting on Defaulted Federal Student Loans

The Education Department is putting a stop to collecting on defaulted federal student loans amid the coronavirus pandemic until further notice. The Education Department is putting a stop to collecting on defaulted federal student loans amid the coronavirus pandemic and ordering private collection firms to stop pursuing borrowers “until further notice," according to the official

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park cruiser in driveway

HOA now allowing Clearwater police officer to park cruiser in driveway

A Clearwater police officer who was previously told she could not park her marked cruiser in her driveway is now getting permission from the homeowners association. The officer’s family had a grandfather letter from the previous board telling them they could park the cruiser in the driveway. While the current HOA didn’t honor that for

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Under a proposed rule, debt collectors would be able to call you up to seven times a week

Under a proposed rule, debt collectors would be able to call you up to seven times a week, text, email and private message you about your outstanding debt. The Consumer Financial Protection Bureau announced Tuesday that it’s looking to update the Fair Debt Collection Practices Act and its proposal “would provide consumers with clear protections

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insurance companies to delay or deny your claim

Deceptive tactics utilized by some insurance companies to delay or deny your claim  

Payment Delays and Denials If your insurance provider delays, reduces or denies payment for something that is undoubtedly covered in your policy, you should contact an insurance law attorney to ensure that they completely fulfills their end of the policy in a timely manner. Claim Rejected without Appropriate Investigation If you find yourself facing a

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emotional support animals

The State Finally Cracks Down On Fraudulent ESA Requests

There is an overwhelming issue with homeowners submitting applications for Emotional Support Animals. I recently had an association contact me about an application for an ESA that consisted of a python snake.  The resident wears the snake around her neck in the community and basically freaks everyone out. Luckily House Bill 721 finally addresses these

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debt collection laws

Debt Collection Laws Protect Consumers from Third Party Disclosure

The Florida Consumer Collection Practices Act (“FCCPA”) restricts debt collectors and creditors from abusive, deceptive, or misleading debt collection strategies. Rules to the FCCPA coincide with the federal Fair Debt Collection Practices Act (“FDCPA”) which prohibits debt harassment in the United States. Creditors are prohibited from reporting information about a disputed debt with one of

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