Blog

business covid19

Have you suffered Business loss or Interruption Due to Covid-19?

Dear Client: We are living through an extraordinary time in history that has changed the world forever, and no doubt these past few months your practice has been impacted by the virtual shutdown of society due to social mitigation efforts implemented to slow the spread of COVID-19 (or “Coronavirus”).  As a result of stay at […]

Have you suffered Business loss or Interruption Due to Covid-19? Read More »

collection policy procedure

Collection Policy and Procedure

A community association’s Board of Directors is responsible for maintaining, repairing and replacing common areas, common elements and to otherwise tend to the business of the association. To that end, assessments must be collected. Collecting assessments has become increasingly difficult. When members fail to pay assessments timely, an association must have and consistently adhere to

Collection Policy and Procedure Read More »

Legal Advice for Forming Committees in Florida Condominium and Homeowners Associations

Establishing committees is the responsibility of an association’s board of directors (“board”). The board must appoint committee members at a properly noticed board meeting, which is often their association’s annual meeting. During such a meeting, the board should define the role(s) and scope of each committee and appoint at least three members to each committee.

Legal Advice for Forming Committees in Florida Condominium and Homeowners Associations Read More »

debt collection calls

A Stop to Collecting on Defaulted Federal Student Loans

The Education Department is putting a stop to collecting on defaulted federal student loans amid the coronavirus pandemic until further notice. The Education Department is putting a stop to collecting on defaulted federal student loans amid the coronavirus pandemic and ordering private collection firms to stop pursuing borrowers “until further notice," according to the official

A Stop to Collecting on Defaulted Federal Student Loans Read More »

Under a proposed rule, debt collectors would be able to call you up to seven times a week

Under a proposed rule, debt collectors would be able to call you up to seven times a week, text, email and private message you about your outstanding debt. The Consumer Financial Protection Bureau announced Tuesday that it’s looking to update the Fair Debt Collection Practices Act and its proposal “would provide consumers with clear protections

Under a proposed rule, debt collectors would be able to call you up to seven times a week Read More »

insurance companies to delay or deny your claim

Deceptive tactics utilized by some insurance companies to delay or deny your claim  

Payment Delays and Denials If your insurance provider delays, reduces or denies payment for something that is undoubtedly covered in your policy, you should contact an insurance law attorney to ensure that they completely fulfills their end of the policy in a timely manner. Claim Rejected without Appropriate Investigation If you find yourself facing a

Deceptive tactics utilized by some insurance companies to delay or deny your claim   Read More »

emotional support animals

The State Finally Cracks Down On Fraudulent ESA Requests

There is an overwhelming issue with homeowners submitting applications for Emotional Support Animals. I recently had an association contact me about an application for an ESA that consisted of a python snake.  The resident wears the snake around her neck in the community and basically freaks everyone out. Luckily House Bill 721 finally addresses these

The State Finally Cracks Down On Fraudulent ESA Requests Read More »

debt collection laws

Debt Collection Laws Protect Consumers from Third Party Disclosure

The Florida Consumer Collection Practices Act (“FCCPA”) restricts debt collectors and creditors from abusive, deceptive, or misleading debt collection strategies. Rules to the FCCPA coincide with the federal Fair Debt Collection Practices Act (“FDCPA”) which prohibits debt harassment in the United States. Creditors are prohibited from reporting information about a disputed debt with one of

Debt Collection Laws Protect Consumers from Third Party Disclosure Read More »