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business covid19

Have you suffered Business loss or Interruption Due to Covid-19?

Dear Client: We are living through an extraordinary time in history that has changed the world forever, and no doubt these past few months your practice has been impacted by the virtual shutdown of society due to social mitigation efforts implemented to slow the spread of COVID-19 (or “Coronavirus”).  As a result of stay at …

Have you suffered Business loss or Interruption Due to Covid-19? Read More »

collection policy procedure

Collection Policy and Procedure

A community association’s Board of Directors is responsible for maintaining, repairing and replacing common areas, common elements and to otherwise tend to the business of the association. To that end, assessments must be collected. Collecting assessments has become increasingly difficult. When members fail to pay assessments timely, an association must have and consistently adhere to …

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Legal Advice for Forming Committees in Florida Condominium and Homeowners Associations

Establishing committees is the responsibility of an association’s board of directors (“board”). The board must appoint committee members at a properly noticed board meeting, which is often their association’s annual meeting. During such a meeting, the board should define the role(s) and scope of each committee and appoint at least three members to each committee. …

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debt collection calls

A Stop to Collecting on Defaulted Federal Student Loans

The Education Department is putting a stop to collecting on defaulted federal student loans amid the coronavirus pandemic until further notice. The Education Department is putting a stop to collecting on defaulted federal student loans amid the coronavirus pandemic and ordering private collection firms to stop pursuing borrowers “until further notice," according to the official …

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Fire sprinkler system

Condominium Fire Sprinkler System Requirements

Q&A: Condominium Fire Sprinkler System Requirements Q: Our association opted out in 2005 to retrofit our condominium with fire sprinkler system requirements. Does our Association need to obtain an additional vote after various amendments to the Statute have been enacted since the opt-out vote took place? Also, if we opted out properly, are we still …

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Under a proposed rule, debt collectors would be able to call you up to seven times a week

Under a proposed rule, debt collectors would be able to call you up to seven times a week, text, email and private message you about your outstanding debt. The Consumer Financial Protection Bureau announced Tuesday that it’s looking to update the Fair Debt Collection Practices Act and its proposal “would provide consumers with clear protections …

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insurance companies to delay or deny your claim

Deceptive tactics utilized by some insurance companies to delay or deny your claim  

Payment Delays and Denials If your insurance provider delays, reduces or denies payment for something that is undoubtedly covered in your policy, you should contact an insurance law attorney to ensure that they completely fulfills their end of the policy in a timely manner. Claim Rejected without Appropriate Investigation If you find yourself facing a …

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emotional support animals

The State Finally Cracks Down On Fraudulent ESA Requests

There is an overwhelming issue with homeowners submitting applications for Emotional Support Animals. I recently had an association contact me about an application for an ESA that consisted of a python snake.  The resident wears the snake around her neck in the community and basically freaks everyone out. Luckily House Bill 721 finally addresses these …

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florida construction law

The Rights of Subcontractors in Florida Construction Law

Sub-contractors on a construction project who have not been paid for the work the performed, per their contract, or who have been subject to negligence on the job resulting in injury, often have the right to recover. Sub-contractors in binding contractual relations with a general contractor have the right to sue the other party for …

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debt collection laws

Debt Collection Laws Protect Consumers from Third Party Disclosure

The Florida Consumer Collection Practices Act (“FCCPA”) restricts debt collectors and creditors from abusive, deceptive, or misleading debt collection strategies. Rules to the FCCPA coincide with the federal Fair Debt Collection Practices Act (“FDCPA”) which prohibits debt harassment in the United States. Creditors are prohibited from reporting information about a disputed debt with one of …

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