Hit and run crashes are an unfortunate part of driving on the road.
“Phantom” vehicles and drivers often times cause a crash and flee the scene.
The reasons for fleeing are numerous, but not having a valid license or any insurance are among the top reasons.
Driving on a suspended license is a crime, but fleeing the scene of a crash only makes it worse if you get caught.
But what if you’re the person who suffers a personal injury as a result of a hit and run driver?
Make sure you have uninsured motorist (UM) coverage BEFORE you get into one of these situations because that coverage can provide you with protection for injuries when a driver flees the scene.